Top 10 reasons people dont stick to savings plan

well actually I am only going to discuss what in my mind is the number one reason why I have trouble sticking to my savings plan. The unexpected unbudgeted major expenses. Today I picked up my car from the service center after bringing it in for an inspection sticker and to see why my check engine light was on. Four days and $1800 later and I have to juggle my plan for the rest of the month. I fully anticipated spending five or six hundread dollars, because I do every time I bring it in, but wow what a surprise I got. The car seems to be the one thing that is most often a budget buster for people. Every now and again you will get a major unexpected home repair, but I can count on the car socking me at least once per year. On the positive side there are only 10 more payments to be made on it.

I am also attaching a link about the "other" costs of home ownership for any of you looking into buying your first home.
http://www.kiplinger.com/features/archives/2007/05/homecost.html

You should make sure you go into this venture with your eyes wide open.